PRIVACY POLICY

Effective Date: June 4, 2025

Website: www.creditrepairandfunding.com

At Pay-After-Performance, your privacy is our priority. This Privacy Policy outlines how we collect, use, protect, and share your information when you visit our website, use of our service, or engage with our ads on platforms like Facebook and Instagram.

By accessing our website or submitting your information via forms or lead ads, you agree to this policy

1. Who We Are

creditrepairandfunding.com provides credit repair, business funding consulting, and financial education services. We help individuals and business owners improve their credit profiles and secure access to personal of commercial funding.

2. Information We Collect

We collect personal information in the following ways:

- Full Name

- Email Address

- Phone Number

- Mailing Address (if applicable)

- Financial details (only when required for service delivery, and with our your consent)

- Any other data you submit via contact forms, lead forms, (e.g., Facebook/Instagram), email, or during consultation.

Automatic Data Collection:

- IP Address

- Device/Browser Type

- Cookies and tracking pixels (e.g., Facebook Pixel, Google Analytics)

- Usage behavior on our site (pages visited, time spent, etc.)

3. How We Use Your Information

We use your information to:

- Contact your about credit repair and funding solutions.

- Provide customized services and consultations

- Respond to inquiries or support requests

- Send email updates, promotions, or newsletters (you can opt out any time)

- Tracking marketing effectiveness (e.g., Facebook Ads performance)

- Comply with legal or regulatory obligations.

4. Facebook Lead Ads & Compliance

If you submit your information through Facebook or Instagram lead form, you understand and agree that:

- Your data will be received directly by creditrepairandfunding.com

- We will use the information only for purposes related to credit repair, funding offers, consultations, or educational resources.

- Your data will never be sold, leased, or shared with third parties for unrelated marketing

We adhere to Facebook’s Lead Ads Terms of Service, ensuring your data is protected and handled responsibly.

5. Sharing Your Information

We do not sell your personal information. We may share limited data with:

- Trusted services providers (e.g., email marketing platforms, CRM systems)

- Legal or regulatory bodies when required

- Credit bureaus or funding partners-but only with your explicit consent

All third-party vendors are required to maintain confidentiality and data security.

6. Your Rights & Choices

Depending on your location, you may have the following rights:

- Request access to the data we have about you

- Correct or update your personal data

- Request deletion of your data

- Opt our of marketing communications

To exercise your rights, contact us at www.creditrepairandfunding.com

7. Cookies & Tracking Tools

We use cookies, Facebook Pixel, and similar tools too:

- Improve website performance

- Deliver personalized advertising

- Track and engagement (including retargeting)

8. Data Security

We implement appropriate physical, digital, and managerial safeguards to secure your personal data from unauthorized access, alternation, or disclosure.

9. Children's Privacy

Our services are intended for adults age 18+. We do not knowingly collect information from children under 13. If we discover such data, we delete it immediately.

10. Update To This Policy

We may update this policy occasionally to reflect changes in legal requirements or business practices. Updates will be posted on this page with a revised effective date.

11. Contact Us

If you have any questions about this Privacy Policy or your personal data, contact us at:

www.creditrepairandfunding